1. Eligibility

You must be at least 13 years old to use our Services. If you are under 18, you may use our Services only with the involvement and consent of a parent or legal guardian.

2. User Accounts

You may be required to create an account to access some features. You agree to:

• • Provide accurate, complete, and up-to-date information
• • Maintain the confidentiality of your login credentials
• • Accept responsibility for all activities under your account

3. Acceptable Use

You agree not to:

• • Violate any applicable laws or regulations
• • Infringe the rights of others, including copyright and trademarks
• • Transmit harmful, abusive, defamatory, or obscene content
• • Attempt to gain unauthorized access to our systems or data
• • Use bots, scrapers, or similar tools without our written consent

4. Content and Intellectual Property

All content provided by HOTFM105 is the property of Infotainment World Pvt. Ltd or its licensors and is protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from our content without express written permission, except as permitted by law.

5. User-Generated Content

If you submit content (comments, posts, suggestions, etc.), you grant HOTFM105 a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and distribute it in connection with our Services. You represent that you have the legal right to share such content and that it does not violate the rights of others.

6. Third-Party Links and Services

Our Services may contain links or integrations to third-party websites or platforms. HOTFM105 is not responsible for the content, policies, or practices of any third-party services. Use them at your own risk.

7. Termination

We reserve the right to terminate or suspend your access to our Services at our sole discretion, without prior notice, for any conduct that we believe violates these Terms or is harmful to other users or HOTFM105.

8. Disclaimer of Warranties

Our Services are provided “as is” and “as available.” We do not guarantee:

• • That the Services will be uninterrupted or error-free
• • That defects will be corrected
• • The accuracy, reliability, or completeness of content

9. Limitation of Liability

To the fullest extent permitted by law, HOTFM105 and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages, including loss of profits, data, or goodwill, arising out of your use or inability to use our Services.

10. Indemnification

You agree to indemnify and hold harmless Infotainment World Pvt. Ltd, its directors, employees, and affiliates from any claims, damages, liabilities, or expenses arising out of your use of the Services or violation of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Islamic Republic of Pakistan. Any disputes arising shall be subject to the exclusive jurisdiction of the courts located in Karachi, Pakistan.

12. Changes to Terms

We may update these Terms periodically. We will notify you of any material changes via email or through our Services. Continued use after changes constitutes your acceptance of the revised Terms.